Quick Answer: A revocable living trust lets you control assets during life, plan for incapacity, and transfer property privately to beneficiaries—often without probate.

What Is a Revocable Living Trust?

A revocable living trust is an agreement where a trustee holds and manages assets for your benefit during life and distributes them to beneficiaries after death. Because it’s revocable, you can amend or terminate it at any time while you have capacity.

Core Advantages

• Probate Avoidance: Properly funded trusts can bypass the probate court.
• Incapacity Planning: A successor trustee can step in to manage assets if you become incapacitated.
• Privacy: Trust administration is generally private, unlike probate filings.
• Control and Customization: You decide timing, conditions, and protections for beneficiaries.

The Importance of Funding

Creating a trust is step one; funding it is what makes it work. Deeds, assignments, and updated account titles move assets into the trust. Coordinating beneficiary designations ensures non-trust assets align with your overall plan.

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